Tally - End to End Application Case Study

Tally - End to End Application Case Study

Tally is a UPI-first bill-splitting app designed for young Indian users. It simplifies group expenses with equal/unequal splits, bill scanning, and seamless in-app payments.

Tally is a UPI-first bill-splitting app designed for young Indian users. It simplifies group expenses with equal/unequal splits, bill scanning, and seamless in-app payments.

Category

Landing Page

Client

Case Study

The Challenge

The Challenge

How might we design a solution that makes splitting bills simple, fair, and stress-free, while also integrating with India’s preferred payment methods? Users need more clarity in error handling, flexibility in splitting, and a faster way to settle dues.

Goal: Design a mobile-first solution that makes splitting bills simple, transparent, and UPI-first, while reducing social awkwardness.

How might we design a solution that makes splitting bills simple, fair, and stress-free, while also integrating with India’s preferred payment methods? Users need more clarity in error handling, flexibility in splitting, and a faster way to settle dues.

Goal: Design a mobile-first solution that makes splitting bills simple, transparent, and UPI-first, while reducing social awkwardness.

Research & Insights

Research & Insights

Methods: User interviews, Competitive Analysis and Affinity Mapping

Surveyed & interviewed 5 participants (students, professionals, social spenders).

Built User Personas reflecting different needs (simplicity, transparency, trust).

Key Pain Points:

  • Awkwardness in reminding friends.

  • Confusion in itemized/unequal splits.

  • Switching apps for payments.

  • Lack of clarity when errors occur.

Key Takeaways

  • Users want seamless group creation without extra steps.

  • Error handling must be clearer and action-driven.

  • Direct UPI integration is a must-have differentiator.

  • Transparency (seeing the bill, who owes what, and how it’s calculated) builds trust.

Methods: User interviews, Competitive Analysis and Affinity Mapping

Surveyed & interviewed 5 participants (students, professionals, social spenders).

Built User Personas reflecting different needs (simplicity, transparency, trust).

Key Pain Points:

  • Awkwardness in reminding friends.

  • Confusion in itemized/unequal splits.

  • Switching apps for payments.

  • Lack of clarity when errors occur.

Key Takeaways

  • Users want seamless group creation without extra steps.

  • Error handling must be clearer and action-driven.

  • Direct UPI integration is a must-have differentiator.

  • Transparency (seeing the bill, who owes what, and how it’s calculated) builds trust.

Design Process

Design Process

Feature Prioritization

Feature Prioritization

Wireframes & Iterations

Wireframes & Iterations

Branding

Branding

The brand choices communicate trust, simplicity, and friendliness, with a modern, approachable tone. Core UI elements such as buttons, navigation bars, toggles, and checklist states were designed as reusable components, making it easier to scale the product while keeping the experience cohesive.

The brand choices communicate trust, simplicity, and friendliness, with a modern, approachable tone. Core UI elements such as buttons, navigation bars, toggles, and checklist states were designed as reusable components, making it easier to scale the product while keeping the experience cohesive.

Reflection

Reflection

Working on Tally taught me the importance of designing for context-specific needs. In India, UPI integration isn’t just a nice-to-have feature, it’s a necessity that drives adoption and trust. I also learned how small UX decisions—like clearer error alerts, auto-selecting members in equal splits, and placing confirmation messages at the right stage—can make a significant difference in user confidence and satisfaction. Conducting usability testing early, even with low-fidelity wireframes, proved invaluable for uncovering pain points that shaped the final product.

Looking ahead, I see opportunities to expand Tally with features like recurring expense tracking, spending analytics, and dark mode for accessibility. A real-world pilot with small friend groups would also help validate adoption and provide insights for further refinement.

Working on Tally taught me the importance of designing for context-specific needs. In India, UPI integration isn’t just a nice-to-have feature, it’s a necessity that drives adoption and trust. I also learned how small UX decisions—like clearer error alerts, auto-selecting members in equal splits, and placing confirmation messages at the right stage—can make a significant difference in user confidence and satisfaction. Conducting usability testing early, even with low-fidelity wireframes, proved invaluable for uncovering pain points that shaped the final product.

Looking ahead, I see opportunities to expand Tally with features like recurring expense tracking, spending analytics, and dark mode for accessibility. A real-world pilot with small friend groups would also help validate adoption and provide insights for further refinement.

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